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“Fixed-rate mortgage pricing had already been rising with a number of lenders repricing recently or giving a heads-up that they intend to do so. State Bank of India is withdrawing its entire buy-to-let product range as of 5pm today while it reviews its pricing. Across its products, borrowers will pay up to 0.38percent more than they had before today.

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Bonus T&Cs are important as they tell you what you can and can’t do with your complimentary offer. If you don’t adhere to them, you can lose all your winnings. It’s not always about slots and if you claim a no deposit cash/chip code you get the chance to play much more. The choices will vary from site to site but usually, it includes keno and scratch cards as well as slots.

However, the wagering requirements for such bonuses usually exceed 20 or 50x. There are selected free slots on reputed online casinos that pay real money. There are offers and deposit bonuses available at these casinos to reward players for their loyalty, too. While you can expect to win money without a deposit, you can also decide to add funds and get over 100 free spins as part of deposit bonuses. The Mortgage Works, the specialist buy-to-let lender of Nationwide building society, is cutting selected fixed rates by up to 0.3 percentage points from tomorrow .

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The Mortgage Works – a subsidiary of Nationwide – is also slashing buy-to-let rates by up to 0.95 percentage points across one, two, five and 10-year deals, from today. Skipton, the UK’s 11th largest mortgage lender, followed suit today with reduced rates which will be available from tomorrow . However, the monthly mortgage payment under Track Record cannot be more than the average monthly rental payment the borrower has paid over the last six months. For example, if the rent has been 800 a month on average, the maximum monthly mortgage payment must be no more than 800. Its loyalty rate, for residential borrowers who have held a mortgage with Virgin for seven years or longer, will rise from 8.99percent to 9.24percent.

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HSBC and NatWest are both hiking the cost of fixed-rate product transfer deals – those available to existing customers looking for a new fixed rate. The lender’s new three-year fixed rate for remortgage, available through brokers, has fallen to 4.49percent with a 999 fee. This deal, which is a market-leader, is for borrowers with at least 40percent equity in their property. Virgin Moneyis cutting the cost of selected fixed rate deals, available exclusively through brokers, by up to 0.21 percentage points from tomorrow . The mutual lender is offering a two-year fixed rate at 5.14percent (85percent LTV) with a 999 fee. It has also launched a new fee-free five-year fixed-rate deal for home buyers with a 5percent cash deposit.

Semi professional athlete turned online casino enthusiast, Hannah Cutajar is no newcomer to the gaming industry. Her number one goal is to ensure players get the best experience online through world class content. However, it’s essential to be in control and safe when you gamble online. Though playing free demo slots poses less of a risk, it’s important to know your limits if you do eventually play for real money. If you’re concerned about your gameplay, you can head to our responsible gambling hub for more advice.